Illustrative Cases on InsuranceWest Publishing Company, 1912 - 485 pages |
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Autres éditions - Tout afficher
Expressions et termes fréquents
action affirmed agent agreed agreement alleged amount ance answer application assessments assignment assured authority beneficiary benefit binding breach by-laws certificate cited claim clause condition contained contract of insurance Cooley corporation court of equity creditor damage death defendant's demurrer discussion of principles effect equitable estoppel evidence facts fire insurance forfeiture fraud held indorsed insurable interest Insurance Co Insurance Company insurance policy intended judgment jury Knights of Pythias Law of Insurance liability London Assurance Corporation loss matter ment mortgage Mutual Northwestern Mut notice opinion is omitted paid pany parties payable payment person plaintiff plaintiff in error policy of insurance policy was issued property insured provision question reason received recover reinsurance risk Royal Arcanum rule statement statute stipulation supra Supreme Court surance therein tion valid Vance on Insurance void waive waiver warranty York
Fréquemment cités
Page 275 - This entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void if the Insured now has or shall hereafter make or procure any other contract of insurance, whether valid or not, on property covered In whole or in part by this policy...
Page 275 - This policy is made and accepted subject to the foregoing stipulations and conditions, together with such other provisions, agreements, or conditions as may be endorsed hereon or added hereto, and no officer, agent, or other representative of this company shall have power to waive any provision or condition of this policy except such as by the terms of this policy may be the subject of agreement indorsed hereon or added hereto...
Page 331 - If the interest of the assured in the property be any other than the entire, unconditional, and sole ownership of the property, for the use and benefit of the assured, or if the building insured stands on leased ground, it must be so represented to the company, and so expressed in the written part of this policy, otherwise the policy shall be void.
Page 396 - All penalties shall be proportioned to the nature of the offense; and no conviction shall work corruption of blood or forfeiture of estate ; nor shall any person be transported out of the State for any offense committed within the same.
Page 150 - In any matter relating to this insurance, no person, unless duly authorized in writing, shall be deemed the agent of this company.
Page 86 - It is not easy to define with precision what will in all cases constitute an insurable interest, so as to take the contract out of the class of wager policies. It may be stated generally, however, to be such an interest, arising from the relations of the party obtaining the insurance, either as creditor of or surety for the assured, or from the ties of blood or marriage to him, as will justify a reasonable expectation of advantage or benefit from the continuance of his life.
Page 272 - ... than the amount hereby insured shall bear to the whole insurance, whether valid or not, or by solvent or insolvent insurers, covering such property...
Page 428 - NB — Corn, fish, salt, fruit, flour, and seed are warranted free from average, unless general, or the ship be stranded — sugar, tobacco, hemp, flax, hides and skins are warranted free from average, under five pounds per cent, and all other goods, also the ship and freight, are warranted free from average, under three pounds per cent unless general, or the ship be stranded.
Page 335 - ... if the interest of the insured be other than unconditional and sole ownership; or if the subject of insurance be a building on ground not owned by the insured in fee simple...
Page 357 - A contract must be so interpreted as to give effect to the mutual intention of the parties as it existed at the time of contracting, so far as the same is ascertainable and lawful.